Trustee Sale of 405 West 12th Street

NOTICE OF SUBSTITUTE TRUSTEE SALE 405 West 12th Street, Waynesboro, VA 22980 By virtue of the power and authority contained in a Deed of Trust dated April 20, 2012 and recorded at Instrument Number 120000809 in the Clerk's Office for the City of Waynesboro Virginia Circuit Court, Virginia, securing a loan which was originally $114,000.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front steps of the Circuit Court for the City of Waynesboro 250 South Wayne Avenue, Waynesboro, VA 22980. April 07, 2023 at 12:30 PM improved real property, with an abbreviated legal description of the following described property, to wit: All that certain lot or parcel of land, with improvements, situate in the City of Waynesboro, Virginia, and designated and described as Lot Number Twenty-Two A (22A) in Block Number Twenty-One (21), as shown on "Plat Showing Original Lots 21 through 23, subdivided into Lots 21A, 22A, 23A, Block 21, The Waynesboro Company" made by Tom Shumate, Surveyor, dated March 24, 1983, and recorded in the Clerk`s Office of the Circuit Court of the City of Waynesboro, Virginia, in Deed Book 124, page 27, and more recently on survey entitled "Physical Survey, Lot 22A, Block 21, The Waynesboro Company, for owner Anna H. Eckard, Waynesboro, Virginia" dated September 9, 1993, made by Tom Shumate, Surveyor, Inc., a copy of which survey is of record in the aforesaid Clerk`s Office in Deed Book 197, page 479. AND as more fully described in the aforesaid Deed of Trust. TERMS OF SALE: The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents. Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding. FOR INFORMATION CONTACT Rosenberg & Associates, LLC (Attorney for the Secured Party) 4340 East West Highway, Suite 600 Bethesda, MD 20814 301-907-8000 www.rosenberg-assoc.com